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Friday, 4 September 2009

Rich in India aim for fixed returns, shy risk: Deutsche Bank

Posted on 14:15 by Unknown
I love the dicotomy in reporting by Economic Times and the Times of India property times, both papers belonging to the same company, Bennett and Coleman. Deutsche Bank says that rich folks with minimum assets of 4crs and above have very little appetite for real estate, on the contrary the Times of India says that property sales are picking up in the upper segment. Now the question is are there two sets of rich folks in Mumbai, or are we suckers like they say in Mumbai "Alibag se ayaa hain".
MUMBAI: Deutsche Bank sees little appetite for riskier assets among India's rich despite a more than 60 percent rebound in the domestic stock

Ajay Bagga, head of the German bank's Indian wealth management arm, said its assets under advisement had risen by more than a quarter in 2009 but clients were seeking safe-haven investments. "Most of the money is still very short-term, very fixed return, very preservation oriented. Very little money is looking at taking risk," Bagga told Reuters in an interview.

Deutsche has a 55-member wealth management team spread over five large cities in India and services individuals with at least $1 million in bankable wealth. Bagga said while some clients had started to invest in stocks, demand for real estate and private equity investments remained low.

"Clients have lost that bull market frenzy of chasing returns. It is back to sober asset allocation," he said. The world credit crisis has wiped away trillions of dollars of wealth globally, cutting profits of wealth managers who charge higher fees on riskier asset classes such as stocks as compared with short-term investments such as money market funds.

In India, the number of wealthy fell by nearly a third to 84,000 in 2008, the fastest drop in the world after Hong Kong, as a 52 percent slump in domestic shares hurt the net worth of individuals. By comparison, the world's rich lost a fifth of their wealth in 2008 and their number fell 15 percent as the financial crisis wiped out two years of growth, according to a Merrill Lynch/Capgemini report. Their wealth dropped below 2005 levels to $32.8 trillion.
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